Our Programs (Individual)

Optimum Care Program


What Is Optimum Care Program?

The CareHealth Plus Optimum Care Program is a 10-year program with a paying period of only 5 years that provides comprehensive hospitalization servicesoutpatient care and life insurance benefits to its Members.  

Aside from the 10-year coverage, Optimum Care medical benefits are extended on the 11th year until the 15th year with Maximum Benefit Limit (MBL) that continues to increase yearly by 5% or 8%. Medical benefits may be assigned to immediate family members up to the Second (2nd) degree of consanguinity/affinity on its extended years.

Who Can Avail The Optimum Care Program?

To avail this program, prospective Members must be from age 7 years old to 65 years old.

What Are The Options For Optimum Care Program?

Members can choose among the two (2) plans that this program offers:

  • Five (5) Units with a minimum annual premium of P46, 780
  • Ten (10) Units with a minimum annual premium of P88, 263


What Is The Coverage Of Optimum Care Program?

Hospitalization Services and Special Procedures (HSSP)

  • Hospitalization Services
  • Special Diagnostic and Laboratory Procedures
  • Emergency Care

Outpatient Care (OPC)

  • Outpatient Services
  • Annual Physical Exam
  • Preventive Health Care
  • Dental Care
  • Other Services

Three (3) Way Insurance Coverage

  • Term Life Insurance covers until before age 70 years old and equivalent to 100% of the plan’s       initial Maximum Benefit Limit.
  • Accidental Death Insurance covers until before age 65 years old and equivalent to 100% of the    plan’s initial Maximum Benefit Limit.
  • Waiver of installments due to disability until before age 60 years old.



Any PLUS Benefit?

  • Six (6) medical or dental consultations per year for one (1) pre-designated dependent.


For more information regarding each program, you can click here to check the contact numbers of your preferred branch.