- 24/7 HOTLINE : 8365 - 8469
Optimum Care Program
What Is Optimum Care Program?
The CareHealth Plus Optimum Care Program is a 10-year program with a paying period of only 5 years that provides comprehensive hospitalization services, outpatient care and life insurance benefits to its Members.
Aside from the 10-year coverage, Optimum Care medical benefits are extended on the 11th year until the 15th year with Maximum Benefit Limit (MBL) that continues to increase yearly by 5% or 8%. Medical benefits may be assigned to immediate family members up to the Second (2nd) degree of consanguinity/affinity on its extended years.
Who Can Avail The Optimum Care Program?
To avail this program, prospective Members must be from age 7 years old to 65 years old.
What Are The Options For Optimum Care Program?
Members can choose among the two (2) plans that this program offers:
- Five (5) Units with a minimum annual premium of P46, 780
- Ten (10) Units with a minimum annual premium of P88, 263
What Is The Coverage Of Optimum Care Program?
Hospitalization Services and Special Procedures (HSSP)
- Hospitalization Services
- Special Diagnostic and Laboratory Procedures
- Emergency Care
Outpatient Care (OPC)
- Outpatient Services
- Annual Physical Exam
- Preventive Health Care
- Dental Care
- Other Services
Three (3) Way Insurance Coverage
- Term Life Insurance covers until before age 70 years old and equivalent to 100% of the plan’s initial Maximum Benefit Limit.
- Accidental Death Insurance covers until before age 65 years old and equivalent to 100% of the plan’s initial Maximum Benefit Limit.
- Waiver of installments due to disability until before age 60 years old.
Any PLUS Benefit?
- Six (6) medical or dental consultations per year for one (1) pre-designated dependent.
For more information regarding each program, you can click here to check the contact numbers of your preferred branch.
Cookie Policy
In accordance to Data Privacy Act of 2012, CareHealth Plus Systems International, Inc. commits to the protection of any personal data of our clients, employees and visitors. You may check our Privacy Policy by clicking this link.
Terms and Conditions
CareHealth Plus Systems International, Inc. Terms of Service
1.Terms
By accessing the website at http://www.carehealthplus.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
2. Use License
a. Permission is granted to temporarily download one copy of the materials (information or software) on CareHealth Plus Systems International, Inc.'s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
i. modify or copy the materials;
ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
iii. attempt to decompile or reverse engineer any software contained on CareHealth Plus Systems International, Inc.'s website;
iv. remove any copyright or other proprietary notations from the materials; or
v. transfer the materials to another person or "mirror" the materials on any other server.
b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by CareHealth Plus Systems International, Inc. at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
3. Disclaimer
a. The materials on CareHealth Plus Systems International, Inc.'s website are provided on an 'as is' basis. CareHealth Plus Systems International, Inc. makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
b. Further, CareHealth Plus Systems International, Inc. does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
4. Limitations
In no event shall CareHealth Plus Systems International, Inc. or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on CareHealth Plus Systems International, Inc.'s website, even if CareHealth Plus Systems International, Inc. or a CareHealth Plus Systems International, Inc. authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
5. Accuracy of materials
The materials appearing on CareHealth Plus Systems International, Inc.'s website could include technical, typographical, or photographic errors. CareHealth Plus Systems International, Inc. does not warrant that any of the materials on its website are accurate, complete or current. CareHealth Plus Systems International, Inc. may make changes to the materials contained on its website at any time without notice. However CareHealth Plus Systems International, Inc. does not make any commitment to update the materials.
6. Links
CareHealth Plus Systems International, Inc. has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by CareHealth Plus Systems International, Inc. of the site. Use of any such linked website is at the user's own risk.
7. Modifications
CareHealth Plus Systems International, Inc. may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.
8. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of Philippines and you irrevocably submit to the exclusive jurisdiction of the courts in that country or location.
Privacy Policy
I. Background
Republic Act No. 10173, also known as the Data Privacy Act (DPA) of 2012, is a law that safeguards any sensitive information in Information and Communications Systems in the government and the private sector. It is a policy implemented by the State to protect the fundamental human right of privacy which includes communication of information in different platforms.
II. Introduction
CareHealth Plus Systems International, Inc. (“CareHealth Plus”) officially declares its commitment in protecting the privacy of its data subjects. This policy clarifies how your personal data is being processed and used. Utilizing the website of CareHealth Plus, suggests that data subjects accept the terms of this privacy policy.
CareHealth Plus shall follow all the obligations set forth by the Data Privacy Act of 2012 including its implementing rules and regulations which are upheld throughout the entire processing of personal information of its data subjects.
This privacy policy applies only to information collected through the CareHealth Plus website and not to information collected offline. We may revise this privacy policy at any time by publishing a new version on CareHealth Plus website.
A. Branch – is a detached office location manned by a branch manager and usually by a registered nurse. It is the official extension of the company.
B. Card Holder/Member– a person who a CareHealth Plus’ health care plan.
C. Affiliated Hospitals, Physicians and Diagnostic Clinics/Center – are accredited health providers that cater to the health needs/services of our Card Holders.
D. Sales Associates – persons who are duly licensed by the company upon completing the prescribed requirements to sell the company’s products.
E. Sales Associate’s Code – a unique personal number given to a licensed Sales Associate as his/her official identification.
F. Employee – a person employed by CareHealth Plus.
G. Branch Code – is an exclusive number that is given to each CareHealth Plus’ branch nationwide for official identification.
H. Data Subject – is an individual’s personal information which is processed by CareHealth Plus.
IV. Collection of Data
CareHealth Plus reserves the right to collect, store and use the following kinds of information:
1. Sales Associate Surname
2. Sales Associate Code
3. Branch
4. Branch Code
CareHealth Plus reserves the right to collect information from its users when users browse its website.
V. Usage of Data
- Access of training modules by Employees and Sales Associates to learn the different products offered by CareHealth Plus
VI. Protection of Data
CareHealth Plus follows strict implementation of industry standards in terms of its technical and organizational safety measures to secure the availability, confidentiality and integrity of any personal information collected from the website. We train our employees on the latest standard operating procedures for managing and handling personal data.
CareHealth Plus would like to point out that transactions done over the Internet is imperfect and we could not warrant the security of the transactions sent over to the Internet. CareHealth Plus will not be responsible for any glitches, crashes, delays and other issues caused by the Internet, users’ Internet Service Provider, and other parties involved in online transactions.
VII. Sharing of Data
Subject to any lawful exceptions, CareHealth Plus will not reveal, release or sell to third parties any personal information transmit given through the Internet. However, this does not include our third party who provides assistance in operating the website and this third party has agreed to keep any information strictly confidential. We may release our data subjects’ information when we deem that this will comply with the law or protect our rights, interests, property, or safety.
CareHealth Plus will not use personal information given through the Internet for purposes other than what has been described on this website. But we would like to emphasize that online transactions done via the Internet can be imperfect and CareHealth Plus reserves the right to withhold an absolute guarantee that the privacy and confidentiality of the personal information given by the data subject is perfect and secured. CareHealth Plus will not be held liable for damages for any kind of loss of confidentiality of any information transmitted herein.
VIII. Keeping of Data
CareHealth Plus assures that all information of its data subjects will not be stored longer than necessary for as long as the purpose for which it was collected, continue to be in effect until such time those information are no longer required.
Data subjects’ information will be kept by CareHealth Plus for the fulfillment of its obligations and compliance with legal, business and regulatory requirements.
XI. Data Subjects’ Rights
All data subjects have the following rights:
- Users have the right to be informed regarding the collection, management and disposal of their personal information.
- Data subjects may withdraw their approval in processing their personal data.
- Any data subject has the right to access the contents of their personal information.
- All users have the right to correct any inaccuracy in their personal data and request to update as soon as possible unless the request is unreasonable.
- Every data subject has the right to instruct the removal, destruction, withdrawal, suspension, or blocking of their sensitive information from CareHealth Plus website.
- Users have the right to be compensated in times of unauthorized access of personal data after a thorough investigation is conducted.
- Data subjects may request for a copy of their personal information from CareHealth Plus website processed electronically in a standard format.
- All users may file a complaint when users believe that their personal data has been improperly handled, disclosed or disposed. Users have the right to file a complaint with CareHealth Plus at dpocarehealthplus@gmail.com.
X. Use of Cookies
Cookies are small text files that CareHealth Plus website place on the computers and mobile devices of people who access our website. These text files allow a website to remember your device and how you interacted with the website, which is useful for user experience.
A section cookie is used in this website. It consists of text files sent by a web server to a web browser which will be stored by the browser and will remain valid until the user closes the web browser.
XI. Third-Party Links
CareHealth Plus website may contain links to other websites. Once data subjects click these links to leave our site, data subjects should be aware that we do not have any control over those websites. Therefore, we cannot be held responsible for the security and privacy of any personal information which data subjects have provided while visiting other sites.
XII. Contact Us
If you have questions about this Privacy Policy, you may contact us through the following:
Office : CareHealth Plus Data Protection Office
Telephone Number : (+632) 8247 1878 / 0945 532 2965 / 0939 333 6254
Email Address : dpocarehealthplus@gmail.com
Office Address : 11/F Ermita Center Building, 1350 Roxas Boulevard, Ermita, Manila 1000
